Limited-Tort vs. Full-Tort – What it means to you. As you decide which liability coverage you want under your auto policy, you will be asked whether you want to elect…
Q: What is renters insurance? A: Renters insurance (“RI”) provides coverage for your personal property against damage or loss, not only where you rent, but also while you travel anywhere in the world.…
When your house was built, it probably complied with the building codes that were in effect at the time. But building codes change and are updated regularly. Generally, houses that…
Identity fraud is one of the fastest growing types of white-collar crime in the U.S. It can be devastating, by affecting not only your name and reputation, but also your…
Imagine you're home relaxing, when you hear the local weatherman advise that your town is under a severe thunderstorm and flash flood warning -- again! You pause and wonder "Will…
Graduating high school and leaving home for the first time can be an exciting, and, in some ways, overwhelming, experience. In the excitement and anticipation, parents and students tend to…
Condominiums are a form of ownership, NOT a type of residence. All unit owners own some property in common (the common elements) and own some property in full (the unit).…
Homeowners’ Associations, Community Associations, gated communities all operate with the same concept of property held in common by all the different homeowners. These “common elements” include land, playgrounds, swimming pools,…
A personal umbrella policy (PUP) is an insurance policy designed to extend the overall liability coverage provided by your auto, homeowners', motorcycle, renters' or condominium policy, and acts as an…